It’s a program that is only for people who currently have an FHA loan and is a very easy process. Since you already have an FHA loan, no income, assets or appraisal are required. It is the simplest way to refinance an FHA loan!

• Lower Your Interest Rate and Monthly Payment.
• Skip up to two mortgage payments as part of the process!
• No Appraisal or Income verification required.
• In some scenarios, reduce your monthly Mortgage Insurance!
• ALL credit scores are welcome.
• Get into a low fixed rate quickly!
• No Deposit required.
• Reduce the amount of years on your loan.

Note: https://en.wikipedia.org/wiki/Streamline_refinancing

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